6.3 Financing alternative business models TU Delft by Conny Bakker - PowerPoint PPT Presentation

6.3 Financing alternative business models

TU Delft by Conny Bakker

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Europoean union

European Union

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Alternative financing models

Peer-to-peer (P2P) business lending Debt–based transaction model

Donation-based crowdfunding Individuals donate small amounts to meet the larger funding aim

Invoice trading Firms sell their invoices at a discount to investors

Peer-to-peer (P2P) consumer lending Individuals using an online platform to borrow from a number of individual lenders

Community shares withdrawable share capital; a form of share capital unique to co-operative and community benefit society legislation

Equity-based crowdfundig Sale of a stake in a business to a number of investors

Pension-led funding Allow accumulated pension funds invest in their own businesses

Reward-based crowdfunding Individuals donate towards a specific project with the expectation of receiving a tangible

Debt-based securities Lenders receive a non–collateralized debt obligation typically paid back over an extended period of time

6.3 Financing alternative business models