Pros and C d Con ons of of Cha hanging t the he A ACAs - - PowerPoint PPT Presentation

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Pros and C d Con ons of of Cha hanging t the he A ACAs - - PowerPoint PPT Presentation

Jul 03, 2023 142 likes •231 views

th Princeton C 24 th The 2 Confe ference Pros and C d Con ons of of Cha hanging t the he A ACAs Essential Health B Benefit Requir uirement May 24, 2017 Sabrina Corlette, J.D. Tab able Se Sett tting Swiss Cheese C

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SLIDE 1

Pros and C d Con

  • ns of
  • f Cha

hanging t the he A ACA’s Essential Health B Benefit Requir uirement

May 24, 2017 Sabrina Corlette, J.D.

The 2 24th

th Princeton C

Confe ference

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SLIDE 2

Tab able Se Sett tting

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SLIDE 3

“Swiss Cheese” C Coverage

  • Holes in pre-ACA coverage
  • EHBs today:
  • 10 required benefit categories
  • Equivalent to a “typical employer

plan” Why requir ire E EHBs?

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SLIDE 4

EHBs: Inext xtric icably ly Li Linked t to

  • Range

ge o

  • f Insura

urance ce R Refo forms rms

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SLIDE 5

A Variety of Coverage Protections

  • APTCs: what are tax credits buying?
  • Actuarial values (Bronze, Silver,

Gold, Platinum)

  • Annual & lifetime limits
  • Maximum annual out-of-pocket costs

EHB HBs a are lin linked to…

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SLIDE 6

Rolling back E EHB: B: Imp Impacts fo for C Consumers

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SLIDE 7

Insurance without EHBs

  • Likely insurer responses
  • Effects on consumer choices
  • Effects on consumer costs

Consequen ences fo for c coverage

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SLIDE 8

Thank you!

Sabrina C a Corlet ette, e, J J.D. Resear esearch P Profes esso sor Geo eorgetown Univer ersi sity C Cen enter er o

  • n Heal

ealth Insuran ance R e Reforms Sabrina.Corl rlette@g @georg rgetown.edu @Sabr brinaCo Corlette tte 202 202-68 687-3003 3003