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The full picture Private pension Occupational pension National - - PowerPoint PPT Presentation
The full picture Private pension Occupational pension National - - PowerPoint PPT Presentation
The full picture Private pension Occupational pension National public pension Income Pension Premium Pension National Public pension Born 1938-1953 Born 1954 Born 1937 New system Old system Income pension Supplementary pension
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3 2014-02-25 LO-UTBILDNING 2011
Born 1954 New system
- Income pension
- Premium pension
Born 1937 Old system
- Supplementary pension
Born 1938-1953
- Supplementary pension
- Income pension
- Premium pension
Guaranteed pension
National Public pension
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National public pension
Salary Social insurance benefits
You choose for your premium pension The state handles your income pension 18,5 % 2,5 % 16 %
7,5 income-related base amount = 426 756 SEK/year = 35 563 SEK/month
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The orange envelope
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AP7Såfa – for those who do not want to choose funds themselves
AP7 Fixed Income Fund AP7 Equity Fund 0-55 years 0% 100% 56 years 3% 97% 60 years 15% 85% 65 years 35% 65% 70 years 50% 50% 75 years 65% 35%
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- 1%
- 2%
- 4%
- 5%
The fund fees
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- 10%
- 18%
- 26%
- 33%
The fund fees
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To apply for pension
- Everyone must apply
- Apply 6 months before
- Apply with electronic ID
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When?
- Income pension/supplementary pension: from 61 years
- Premium pension: from 61 years
- Guaranteed pension: from 65 years
Sickness compensation ends the month before you turn 65
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Decide how
- 25, 50, 75 or 100 percent of benefit
- Work and pension at the same time,
check the terms and conditions for your occupational pension
- Change amount or stop pension
Premium pension
- Fund insurance or conventional insurance
- Survivor benefit
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Living Abroad
- Income pension, supplementary pension and premium
pension to all countries
- Guaranteed pension to EU/EES, Switzerland and Canada
- Inform the Swedish Pensions Agency of your current
address and account number
- Do not forget to inform us if you move to another address
- r country
- Life certificate every year
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Interpreting Services
Interpreting Services in English are available on Fridays at 12.00-14.00. Phone number 0771-776 801
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Visit
- Co-operated Service Offices:
www.pensionsmyndigheten.se/servicekontor
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Important for your pension
- Work full time
- Start to work at an early age
- Work as long as possible
- Don’t accept a work without social benefits
- You have to apply for your pension
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